Banking & Commercial Finance

We use our vast experience working with banks and corporate clients to structure financial transactions to meet our clients’ needs.

UB Greensfelder’s banking and commercial finance practice regularly represents national and local banks, finance companies, insurance companies, and other financial institutions, as well as borrowers, in connection with all types and sizes of financings.

Who We Are

Financing transactions often require experience in several areas of law. The attorneys in our banking and commercial finance practice work closely with the members of the firm’s other practice areas to address issues involving corporate law, taxes, bankruptcy and creditors’ rights, environmental law, intellectual property law, securities law, labor law, and employee benefits.

How We Help

We structure financing arrangements and advise clients in a way that minimizes our clients’ risk throughout the lending relationship. Whether you are a borrower or a lender, our attorneys can assist with structuring, negotiating, and documenting all types of corporate financing transactions and help ensure your regulatory compliance.

Our attorneys have extensive knowledge and experience in commercial lending matters, including:

• Revolving, term, and other commercial lending facilities
• Secured lending transactions
• Asset-based lending transactions
• Syndicated lending and participations
• Acquisition financing
• Interest rate swaps and other hedging techniques and derivative transactions
• Real estate, acquisition, development, and construction financing
• Commercial leasing and equipment financing
• Domestic and international letters of credit financing
• Loan maintenance, refinancing, and restructuring
• Tax-exempt bond financing
• Floor-plan financing, aircraft, and vessel financing
• Mezzanine financing
• DIP financing
• Recapitalizations
• Uniform Commercial Code matters, including secured transactions, commercial paper and negotiable instruments, sales of goods, and bulk sales

Why Clients Choose UB Greensfelder

Regardless of the nature of the facility – revolver or term, secured or unsecured, variable rate or fixed, asset-based, syndicated, credit enhanced and/or rated – we provide efficient and timely assistance. We help lenders expedite the documentation process by preparing commitment letters, developing applicable covenants (financial and other), and performing initial due diligence activities. We also can advise corporate clients when planning and structuring new loans, refinancing and restructuring existing loans, securing financing incident to mergers and acquisitions, and financing or leasing a variety of assets.